Excerpted from independent insurance agents of iowa iowa agent newsletter june 23 2014.
Hail damage house siding.
Check your home s exterior for damage including checking for dimples or dents in siding a common form of hail damage.
Do not sign with the first company that comes knocking at your door offering to assist you.
00 33 2020 06 14 after hailstorm moves through southern alberta damage can be seen across the backs of houses.
To make it a little bit easier to check out you can spray the siding with a hose.
Aluminum hail damage tends to be easier to spot but any material can show chipped paint spots from hail.
The water on the siding will reflect any damage that is present.
You ll soon discover drafts in many areas of the home as cool air replaces the warm air.
Another way to spot hail damage is to look for chipped paint.
Steps to take for siding hail damage insurance claims.
From the 1950 s to the mid 1980 s aluminum siding was a popular exterior home cladding.
How to spot hail damage on aluminum siding.
To ensure you have a rock solid hail damage insurance claim follow these steps.
Inspect the ground for pieces of roof shingles.
The client has replacement coverage on the home and the carrier does not believe they have to replace all the siding to match.
Dents to metal siding can be caused by hailstones or it can be caused by what is called mechanical means.
When hailstones leave dents they can render your siding weaker over the long run which warrants an insurance claim.
Check for leaks in the attic and water damage on the ceilings.
Damaged siding can do the same which is why ignoring hail damage is a big mistake.
Once massive damage occurs storm chasing.
If you want to avoid mismatched vinyl or metal siding american family insurance offers additional coverage that can help ensure your home is protected.
How should this loss be settled.
Although this type of siding has many benefits one of the major problems is it is prone to dent.
Indicators of hail damage include holes in vinyl siding or dents in aluminum siding two of the most common materials used on the exterior of homes.
What to do if you have damage.
Another reason you can t ignore the damage is that it will only get worse.
Hail and wind can often cause damage to your home s siding.
Hail storm takes chunks out of house siding duration.
Do know that the manufacturer s warranty on items such as gutters roofing and siding are typically voided if you experience hail damage and do not have the affected portions of your home repaired or replaced.
Here are some basic tips for inspecting your home for hail damage according to angie s list.